Investment Calculator
Calculate how your investments will grow over time with compound interest and regular contributions.
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Investment Growth Over Time
💡 What if scenarios...
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1% higher return
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Understanding Investment Growth
📊 The Power of Compound Interest
Compound interest means earning returns on your returns. Over time, this creates exponential growth. Starting early is one of the most powerful advantages you can have.
💰 Expected Returns by Asset Class
- Stocks (S&P 500): ~10% average annual
- Bonds: ~4-6% average annual
- 60/40 Portfolio: ~7-8% average annual
- High-yield savings: ~4-5% annual
⏰ Time is Your Best Friend
Starting to invest at age 25 vs 35 can mean hundreds of thousands of dollars difference at retirement, even with the same monthly contribution. Don't wait to start investing.
🎯 Investment Tips
- Start as early as possible
- Contribute consistently, even small amounts
- Take advantage of employer 401(k) match
- Diversify across asset classes
- Keep investing during market downturns